Are Online Payday Loans Safe?
Online safe payday loans are a fast way to get money in your hands when you need to pay for unexpected expenses before your next paycheck. If you’re interested in a payday loan, know that applying through our website that your application is protected by an iron clad encryption technology
How to know if you’re applying for safe payday loans
Since you’ll have to provide your personal data details when you apply for an online payday loan. Make sure to look for these important things.
- The website is set in https in the address bar
- The lenders are licensed and certified in offering payday loans.
- The application is protected with emcryption technology.
How to apply for a safe payday loan
1. Gather your information
Before you start the online application process, make sure you’re able to provide the following:
- Social Security number
- Active email address
- Active and valid checking account
- Source of income
- Working telephone number
2. Fill out an application
Visit IncomeTaxLoansNow.com to begin the online payday loan application.
- Provide your current contact information.
- Tell us about your income information.
- Share your banking information, including your checking account number and routing number.
- Submit the application.
- Receive an instant approval decision.
- Accept your loan offer and get cash as soon as the next business day.
Is my Social Security number safe on online loan applications?
Oue payday loan lenders require you to disclose your Social Security number. This wil allow them to help confirm your identity and prevent fraud.
Before you input your Social Security number in an online application, check for the ‘https in the address bar.
Is it safe to give your bank details for an online loan applications?
If you’d like an online payday loan directly deposited into your account, you’ll need to supply your bank account details. These include your routing and checking account numbers. Our application is protected by encryption technology meaning only you and the lender can see the information.
Payday Loans By Phone
Payday loan scams to watch out for
Now that you know how to look for legitimate payday loan lender, let’s look at how to spot a potential scam.
- Fake debt collectors
- Asking for upfront payments
- Asking for alternative payment methods
Related Reading
Contact Us
Email:Support@IncomeTaxLoansNow.com
Telephone: 1(844)514-1127
Address: 319 S. Boston Ave. Tulsa, OK 75103
Services
APR Disclosure
Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. IncomeTaxLoansNow.com lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.
Material Disclosure
Exclusions
Residents of some states may not be eligible for some or all short-term, small-dollar loans when you apply through IncomeTaxLoansNow.com.
Credit Implications
The operator known as IncomeTaxLoansNow.com of this website does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans.