What Is a Payday Loan?
A payday loan is a short-term financial transaction that can help you borrow money for unexpected expenses or put extra cash in your pocket.
How Do Payday Loans Work?
The best payday loans work like this. You fill out a short online form, you submit it with one fast click and you will then receive an instant decision within minutes. If you are approved then you can get your funds as soon as the next business day.
Payday Loans and Credit Scores
A lot of payday lenders will not check your credit score with a hard credit check. As long as you have steady employment and you are 18 years of age or oloder you can apply.
For some reason if you are unable to make your payment contact your lender to see if a payment arrangement can be made instead of completely ignoring it and it affecting your credit score.
How to Get a Payday Loan?
The best way to get payday loans is to apply online. You can click the apply now button and enter your basic information on the next page. Next click the submit button and receive your instant payday loan decision within minutes without affecting your credit score.
Benefits of Payday Loans
Payday loans allow you to get extra cash to help get you to your next payday
Emergency help with past utilities, late rent, car repairs, and more.
Be able to apply even if you have bad credit.
Payday Loans By Phone
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APR Disclosure
Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. IncomeTaxLoansNow.com lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.
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Exclusions
Residents of some states may not be eligible for some or all short-term, small-dollar loans when you apply through IncomeTaxLoansNow.com.
Credit Implications
The operator known as IncomeTaxLoansNow.com of this website does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans.